Articles
These original articles are written by Dave Hamra and frequently appear in local publications. They are posted here to illustrate our philosophy and thinking.
New Year, New Law
Yes, it is true, Congress found some common ground and accomplished something that is (mostly) beneficial to taxpayers. Just before ringing in the new year, President Biden signed a new bill into law, known as SECURE 2.0. SECURE 2.0 brings significant changes to retirement accounts, many of which will affect our clients and their finances. Before looking at the new…
May the In-force Be With You
Even conservative financial instruments like life insurance need to be monitored.
DEJA VU ALL OVER AGAIN
The strong US stock market has led to a number of developments which are of concern to any seasoned market participant. And we have been here many times before.
Plan By Numbers Blog
Financial Planning simply illustrated by numbers, at our companion blog written by Denis Smirnov.
2022 Review: Economy Edition
In 2022 employment remained tight, inflation was sky high, economy grew moderately and housing took a turn for the worse.
2022 Review: Sectors, Stocks & International
Former darlings in Internet, Consumer Discretionary, Semis and Retail all declined over 30% last year. Tech, homebuilders and real estate didn't do much better. The stars of 2022 sector show were energy stocks with XLE up 64%!
2022 Review: Significant Events and Major Asset Classes
Reviewing major stories of 2022 and how they affected the major asset classes, as well as various bond types
Tucson Monsoon – 2022 Update
After two big outliers in a row (2021 was 3rd wettest monsoon, 2020 was 2nd driest on record), 2022 was comfortably "normal" (Exhibit 1). Exhibit 2 shows monthly rainfall in 2022 compared to Normal. We started off with a fairly good June, followed by pretty dry July (-51% compared to normal), a solid August (+42%) and a mediocre September (-39%).
Quarterly Economic And Market Reviews
Dave's quarterly reviews of markets, the economy and relevant current events. They include our thoughts on client portfolios and address timely planning issues.